Living on an Island: Things to Consider Before You Buy

Life on an island accessible only by public ferry or private boat offers a unique lifestyle with plenty of charm and challenges. Sydney, for example, offers several island living options, including Scotland Island and Dangar Island in Pittwater and the Hawkesbury River, respectively. These islands provide serene environments, tight-knit communities, and stunning natural beauty, making them attractive choices for those seeking a retreat from city life. Practical considerations such as private jetties, access to town water and garbage services, and the availability of market deliveries can make island life manageable and enjoyable. Before taking the plunge, it’s essential to weigh the pros and cons, as well as practical considerations. Here’s what you need to know:

Conveniences

  • Utilities and Infrastructure: Check whether the property is connected to electricity, water, and internet, or if you’ll need to rely on off-grid solutions like solar power or rainwater tanks. Many island properties, like those on Scotland Island, have access to town water and garbage services.

  • Waste Management: Understand how garbage is collected and disposed of, as services may differ from mainland systems.

Style of Living

  • Secluded Lifestyle: Enjoy peace, quiet, and breathtaking views, but be prepared for isolation, especially during bad weather.

  • Community Ties: Smaller island populations often mean tight-knit communities, which can be a pro or con depending on your preferences.

Kids and Schools

  • School Commutes: Consider the logistics of ferry schedules or the feasibility of homeschooling if local schooling options are limited.

  • Social Life: Children may have fewer nearby friends, so fostering connections on the mainland might be necessary.

Transportation

  • Ferry Services: Regular ferry services are often reliable but can be affected by weather or mechanical issues. Understanding the schedule and costs is essential.

  • Private Boats: Having a personal boat provides flexibility, but it requires maintenance, fuel, and boating skills. Gerard Le Sueur, a Scotland Island resident, describes the joy of returning to his island home: “Living on an island is like being on holiday all the time. The only noise is from the birds and the occasional boat put-putting around.” Some islands even allow for seaplane docking.

  • Parking: Additional costs may include parking permits for your car on the mainland and dock space for your boat.

Renovating Your Property

  • Materials and Labor: Delivering building materials to the island can be costly and time-consuming. Tradespeople may charge more for island jobs.

  • Permits: Be aware of any specific regulations or environmental restrictions for island properties.

Deliveries and Supplies

  • Grocery Shopping: Stocking up becomes a necessity, as quick trips to the store aren’t always feasible.

  • Delivery Services: Confirm which couriers service the island and any additional fees they might charge. Many islands offer the convenience of market deliveries.

Pros of Island Living

  • Natural Beauty: Stunning landscapes and proximity to the water make for a serene environment.

  • Outdoor Activities: Boating, fishing, and swimming are at your doorstep.

  • Unique Lifestyle: A sense of adventure and novelty accompanies living on an island. As Gerard Le Sueur shares, “You can sit and relax and know that you’re part of a really lovely little community; people who will do anything to help and immediately become friends for life.”

Cons of Island Living

  • Limited Accessibility: Weather or mechanical issues can disrupt ferry and boat travel.

  • Higher Costs: Transporting goods, services, and people to the island adds expenses.

  • Skill Requirements: If relying on a personal boat, you’ll need to develop and maintain boating skills.

Important Things to Consider

  • Emergency Services: Understand how medical emergencies are handled and the time it takes to reach mainland facilities.

  • Weather: Storms can isolate the island, so having emergency supplies is essential.

  • Insurance: Premiums for island properties might be higher due to the risks of water access and natural events.

Final Thoughts

Living on an island is an alluring dream for many, offering a blend of tranquility and adventure. However, it requires careful planning and a willingness to adapt to unique challenges. By considering these factors, you can decide whether island life is the right fit for you and your family.